Kansas State Requirements


Required Continuing Education Hours

Life and Health Producers

12 CE hours, including 1 hour of ethics, are required every 2 year license term (see license term below). Kansas has course category restrictions. See CE Subject Requirements below.

Annuity Training

  • *Effective June 1, 2013: All producers currently licensed to sell, solicit, and negotiate annuity products must complete a one-time annuity training course approved for at least 4 hours by December 1, 2013. All producers licensed on or after June 1, 2013 must complete this training prior to selling, soliciting, or negotiating such products.

Long-Term Care Partnership (LTCP)

  • Initial 4-hour LTCP training requirement: All Kansas producers who sell, solicit, or negotiate LTC partnership policies must complete 4 hours of state-approved Kansas LTCP training. Producers may take any NAIC approved LTC course for use in any licensed state.

  • Ongoing 1-hour LTCP training requirement: After completing the 4-hour initial training requirement, LTCP producers must complete 1 hour of state-approved Kansas LTCP training each 2-year license term thereafter. Producers may take any NAIC approved LTC course for use in any licensed state.

Property and Casualty Producers

12 CE hours, including 1 hour of ethics, are required every 2 year license term (see license term below). Kansas has course category restrictions. See CE Subject Requirements below.

Flood Insurance

All Kansas producers authorized to sell flood insurance must complete a one-time 3-hour course approved for National Flood Insurance Program (NFIP) training.

Life/Health and Property/Casualty (combined license) Producers

24 CE hours, including 2 hour of ethics, are required every 2 year license term (see license term below). Kansas has course category restrictions. See CE Subject Requirements below.

Annuity Training

  • *Effective June 1, 2013: All producers currently licensed to sell, solicit, and negotiate annuity products must complete a one-time annuity training course approved for at least 4 hours by December 1, 2013. All producers licensed on or after June 1, 2013 must complete this training prior to selling, soliciting, or negotiating such products.

Long-Term Care Partnership (LTCP)

  • Initial 4-hour LTCP training requirement: All Kansas producers who sell, solicit, or negotiate LTC partnership policies must complete 4 hours of state-approved Kansas LTCP training. Producers may take any NAIC approved LTC course for use in any licensed state.

  • Ongoing 1-hour LTCP training requirement: After completing the 4-hour initial training requirement, LTCP producers must complete 1 hour of state-approved Kansas LTCP training each 2-year license term thereafter. Producers may take any NAIC approved LTC course for use in any licensed state.

Flood Insurance

All Kansas producers authorized to sell flood insurance must complete a one-time 3-hour course approved for National Flood Insurance Program (NFIP) training.

Crop Only Producers

2 CE hours are required every 2 year license term (see license term below). Kansas has course category restrictions. See CE Subject Requirements below.

Title Only Producers

4 CE hours are required every 2 year license term (see license term below). Kansas has course category restrictions. See CE Subject Requirements below.

Pre-Need Only Producers

2 CE hours are required every 2 year license term (see license term below). Kansas has course category restrictions. See CE Subject Requirements below.

Public Adjusters

12 CE hours, including 1 hour of ethics, are required every 2 year license term (see license term below). Kansas has course category restrictions. See CE Subject Requirements below.

Nonresident CE Requirements

Nonresident producers selling, soliciting, or negotiating LTC products are required to complete the same special training/education requirements for Long-Term Care Partnership (LTCP) as resident producers selling these products

Annuity Training

  • *Effective June 1, 2013: All producers currently licensed to sell, solicit, and negotiate annuity products must complete a one-time annuity training course approved for at least 4 hours by December 1, 2013. All producers licensed on or after June 1, 2013 must complete this training prior to selling, soliciting, or negotiating such products. *Nonresidents who satisfy the training requirements of another state that are similar to Kansas' law will be deemed compliant for Kansas' requirement.

Long-Term Care Partnership (LTCP)

  • Initial 4-hour LTCP training requirement: All Kansas producers who sell, solicit, or negotiate LTC partnership policies must complete 4 hours of state-approved Kansas LTCP training. Producers may take any NAIC approved LTC course for use in any licensed state.

  • Ongoing 1-hour LTCP training requirement: After completing the 4-hour initial training requirement, LTCP producers must complete 1 hour of state-approved Kansas LTCP training each 2-year license term thereafter. Producers may take any NAIC approved LTC course for use in any licensed state.

  • Nonresident producers must renew online at www.nipr.com or send a $50 license fee by the renewal date to the Kansas Insurance Commissioner. Certification letters from the home state are not required due to license status verification through the PDB as proof of CE compliance.

License Term

  • The producers license term is every 2 years, based on the producer’s date of birth. Producers born in an even-numbered year are required to complete their CE in even-numbered years. Producers born in an odd-numbered year are required to complete their CE in odd-numbered years.

  • *New* The public adjusters license term is every 2 years, based on the adjuster's date of birth. Adjusters born in odd-numbered years will renew every odd-numbered year beginning with the biennium ending in 2011. Adjusters born in even-numbered years will renew every even-numbered year beginning with the biennium ending in 2012.

CE Subject Requirements

Category restrictions:

  • Life/Health or Property/Casualty producers must complete 1 hour in approved ethics courses. All other hours must be completed by taking courses approved only for the line of authority held by the producer.

  • Life/Health and Property/Casualty (combined license) producers must complete 2 hours in approved ethics courses. Of the 24-hour requirement, producers must complete 12 hours in approved Life/Health courses (including 1 hour of ethics) and 12 hours in approved Property/Casualty courses (including 1 hour of ethics).

  • Crop producers do not have an ethics requirement; therefore all hours must be completed in approved Crop courses.

  • Pre-Need only producers can take the required CE hours in approved life and health courses.

  • Public Adjusters must complete 1 hour in approved ethics courses. All other hours must be completed in approved property/casualty courses.

  • *No more than 3 CE credits can be completed by a producer in the area of insurance agency management.

Course presentation:
Producers may complete the Kansas CE requirements through self-study. The self-study course and exam can be either paper or online.

Study requirements:

  • Paper: The student must read the course material prior to taking the proctored final exam.

  • Online: Students must read the course material and answer each set of end-of-chapter quizzes with a score of 100 percent prior to taking a closed-book, proctored final exam..

Final Exam Requirements

Exam proctor requirements:
Self-study final exams must be proctored by a disinterested third party. A disinterested third party is an individual with no family or financial relationship to the student; therefore, he or she shall not serve for examinations of family members, relatives, or dependents; employers or supervisors; employees or subordinates; partners, joint ventures, or co-owners; or anyone in whom the proctor or instructor has an economic or other interest in assuring the successful outcome of the examination.

Exam rules:
The final exam is closed book, and no outside information may be used to complete the exam. The final exam must be passed with a grade of 70 percent or higher to receive credit. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

CE Carryover Allowance

Excess CE hours are not allowed to be carried forward to the next 2-year license term.

Course Repetition Rules

Credit will NOT be given for a course (including those approved to meet the ethics requirement) that is repeated within a 2 year period. Ordering courses with the same course title is considered course repetition.

Certificate of Completion

AOIS provides online, printable certificates of completion in Kansas. Certificates of completion will be available to print online immediately after the final exam is passed. The producer must keep a copy of each certificate of completion in his or her files for 4 years.

CE Completion Reporting

Next-day reporting - AOIS reports course completions every business day to State Based Systems (SBS).

*Agents who fail to have the required CE credit hours posted prior to their license expiration date will have their insurance license(s) revoked. Providers have 30 days to report your CE completions, so please plan accordingly to avoid a lapse in licensure.

License Renewal Process

Producers can renew their licenses online here.

CE Exemptions

Nonresidents

Helpful Links

Check your license status

View your CE transcript

Renew your license online

Kansas DOI Web site

State Contact Information

Kansas Insurance Department
Phone: 785-296-3071
Fax: 785-296-7805
Email: commissioner@ksinsurance.org

Mailing Address:
420 SW 9th St.
Topeka, KS 66612



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